Your saved payout method is disabled or no longer available — update Manage Account → Settings after the change cooldown
account-payout-profile refused payout because the member’s saved method is disabled/removed. Product also notes updating Manage Account → Settings after the change cooldown (Payout change lock).
Why this happens
Admin disabled the method, or the member must wait out the change lock before switching details. Distinct from Payout methods are not configured on this site yet.
Diagnose and fix
1. After any cooldown, open Manage Account → Configuration/Settings; pick an enabled method; save.
2. Admin: re-enable the method or add alternatives under Payout method definitions.
3. Retry Request a payout.
4. See Payout change lock and Set up payout details under Manage Account → Configuration first.